Does auto insurance cover headlights?

Headlights can cost a substantial amount of cash to replace, especially if they’re high-end HID or LED units. An auto insurer might pay the bill under certain circumstances: If a car accident destroys one or both lights and you have collision coverage, you can make a claim. The expense must exceed your deductible. When a…

Managing your insurance: can you change your payment schedule?

You need reliable insurance – it’s a must. But you need to carefully consider your payment options, especially if you are having trouble keeping up with your payments or have an irregular flow of income. In these circumstances, changing when you pay could make the difference between paying on time or being late and chancing…

Finding auto-insurance for high-risk drivers

It can be extremely difficult and very expensive to find auto insurance if you are seen as a high-risk driver. This category includes a range of factors such as SR22 situations (also sometimes known as a ‘certificate of insurance’ or a ‘financial responsibility filing’); or after DUIs; license suspensions; accidents; and from receiving either multiple…

Why comprehensive motorcycle insurance is the right way to go

Insurance requirements in the state of Colorado will protect you and your bike in the event of collision, damage, or theft. However, it can sometimes be difficult to calculate exactly how much coverage you need. When you opt for a comprehensive motorcycle policy, you are protecting yourself, your bike, and any passengers that ride with…
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