Choosing an auto insurance policy can be overwhelming. Between premiums, deductibles, and specific coverage options, you may not be sure where to start. One important consideration is that you and your assets are protected in the event of an accident. If the vehicle you are driving causes an accident, you may be liable for the…

A deductible is the amount of money that you (the car owner) are willing to cover upfront in case you file a claim. The lower your deductible, the higher your premiums will be since it shows you choose to accept less risk for your policy. To understand how this works, you need to know how…