Insurance companies typically only replace roofs if a natural or man-made accidental event caused severe damage. Insurers deny claims for the following reasons: The damage is from deterioration related to natural aging and wear-and-tear. You failed to provide proof that you appropriately maintained your roof every year via inspections and repairs. You didn’t inform your…

If you fail to pay your premium, make unapproved modifications, or get involved in fraud, your insurance provider may drop you. However, driving around without insurance coverage is illegal, and if you get involved in an accident, you’ll have to pay out-of-pocket for damages. Luckily, you can apply for auto insurance coverage again if your…

Auto insurance generally comes as a package of protections. One part of the package, required by most states, is liability insurance. What exactly is this? If you are responsible or cause an accident while driving, you may be required to pay for or, in legal terms, be “liable” for damages. If an accident occurs, you…