Motorcycle insurance covers more than just motorcycles

Did you know that in Colorado, drivers are required to have insurance on their mopeds or scooters? Most of the time, a motorcycle insurance policy can be used for these other forms of transportation. In addition to making sure your bike is protected, don’t forget about the special equipment that goes along with riding a…

What Is Gap Insurance?

Gap insurance is an optional coverage that could benefit you if your car is a total loss and you owe more than the car’s current value after being involved in an accident. It is not a stand-alone insurance policy. Rather, it is intended to be used with an existing collision and/or liability policy. Another term…

What will car insurance cover?

If you have recently bought car insurance, you might be wondering what it will cover. Luckily, most polices cover all forms of damage to your vehicle from collisions and other accidents. However, it almost never will cover normal wear and tear, and there can be loopholes in accident protection. Therefore, it’s important to make sure…

Do you need renter’s insurance?

Do you need renter’s insurance? If you rent your residence, the answer is a resounding “yes”. You no doubt have personal property in your rented home. Renter’s insurance covers that. Furthermore, your landlord may even require it in some states. It also provides liability coverage, generally up to or over $100,000. If you’re away from…

Required Car Insurance in Colorado

Evert state’s regulations are different on exactly what is mandatory for car insurance. Car owners in Colorado are required to carry the following in liability coverage in order to legally operate the vehicle on Colorado roadways: Bodily injury or death coverage of $25,000 for any one person involved in an accident; Bodily injury or death…

Do any of these car insurance problems apply to you?

There can be a variety of reasons why you might find it difficult to obtain car insurance coverage at an affordable price. Ask yourself the following questions… Has your license ever been suspended? Have you been convicted of multiple moving violations? Do you have a record of receiving speeding tickets? Have you been involved in…

Have you let your home insurance lapse?

We’re going through stressful times. This can mean important actions, such as renewing home insurance, can be neglected. Financial shortages can lead to this being seen as less of a priority. However, with winter arriving, the deteriorating weather conditions are just one reason why home insurance is so vital. Damage to your property is increasingly…

Two little-known reasons for a home damage claim denial

Most homeowners understand that insurance companies don’t cover damage caused by normal wear and tear and natural aging of structural materials. Yet, you might not have realized that the following can also result in a denial: Waiting too long to submit the claim Insurance companies require that you file your claim and initial statement within…

What happens if you are caught driving without insurance?

In the majority of states, you are required to have auto insurance when you drive. If you are caught driving without insurance you can face a fine, a suspended license, time in jail, or some combination of the three. If you find yourself in an accident and do not have insurance, you may be liable…
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