When you purchase car insurance, you’re required by your insurance provider to pay a premium for your policy. However, auto insurance is more than simply paying your premiums. It involves careful selection of the right policy to guarantee coverage in case of an accident or theft. For instance, if you solely choose collision insurance, don’t…

Auto insurance is a contract that you draft with your insurance company to cover you in the event of theft or an accident. Despite its importance, some car owners don’t have quality car insurance, and even when they do, they go for the lowest coverage. If you’re one of these individuals, don’t let these three…

Many drivers have limited knowledge about auto insurance when they set up their policies. Parents often make insurance arrangements for teenagers. Some adults only focus on the main coverage points and premium savings. These drivers eventually start asking questions: Why do my personal demographics matter so much? Teens usually exhibit riskier driving behaviors than older…

All Colorado drivers are required to carry auto insurance, however, not everyone follows the rules. Even those who have car insurance may choose the lowest limits required by law to save money, which may put you at risk. Protect yourself against unexpected accident expenses by adding underinsured/uninsured (UIM/UM) motorist coverage to your policy. UIM/UM coverage…

When you purchase auto insurance, you will be sent documents which prove that you are covered. Remember, it is very important to keep this with you when you are driving as most states require a driver to show proof of car insurance when stopped by the police. Several other states will simply ask for your…