Collision insurance is not required by law. However, it can be an important component of your auto insurance package. The damage caused by collisions can be expensive to repair, and you may not wish to pay for it yourself out of your own pocket.
Knowing your insurance needs is the key to making the right decision. The first question to ask yourself is: can you afford to replace your car if the damage is too extensive to fix? If not, you need collision insurance. On the other hand, you may be driving an older vehicle with a low resale value that you intend to replace anyway. This is an example of where you may not wish to pay for collision insurance.
To find out more about auto insurance, contact us at Affordable Insurance, Aurora Colorado.