Motorcycle insurance Affordable Insurance, Aurora CO

Factors that determine motorcycle insurance rates

Motorcycle insurance rates vary depending on various factors. Below are the main things that your insurance company will consider when determining your premiums.

Your age

Your age plays a significant role in determining your premiums. Statistics show that younger riders (those aged between 17-25) are more likely to get involved in an accident. Therefore, if you fall between this age bracket, then you should expect to pay higher premiums than an older, more experienced rider.

Where you live

If you live a busy town, you are likely to pay higher premiums because you are at greater risk of being involved in an accident than someone who lives in a peaceful rural area. Additionally, if you live in an area that is categorized as a “high crime area,” then you are also more likely to pay higher premiums.

Your gender

The insurance company considers gender when determining motorcycle insurance rates. Statistics show that male riders are more likely to get involved in risky activities. As a result, their premiums are much higher than those of female riders.

Do you want to pay the best premiums for your motorbike in Aurora? If yes, call Affordable Insurance today. Our team will help you get the best deal.

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