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Factors to consider when choosing your auto insurance deductible

Your auto insurance deductible plays a big role in determining your premiums. For instance, a low deductible could mean higher premiums as it shows you’re a high-risk driver. Alternatively, choosing a higher deductible may not be a wise choice as paying it each time you file a claim can strain your budget.

Here are some factors to consider when choosing your auto insurance deductible:

  • The amount you’re willing to pay.
  • Your driving history – a low-risk driver should go for a higher deductible and vice versa.
  • The type of coverage you have as your insurance only covers for policies listed in your insurance.

Contact Affordable Insurance today for quality auto insurance.

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