Every state requires some sort of liability-based car insurance; however, due to past history, some drivers can’t even acquire the bare minimum and need what is known as high-risk auto insurance.
Teenagers, generally considered reckless, and older drivers, who have slower reflexes and worsening eyesight, are both serious contenders for considering high-risk auto insurance. If you’ve ever been in a car accident, have a history of driving offenses, or have ever had a lapse in paying your car insurance, this will also put you in the high-risk category.
Meanwhile, past DUI recipients are required to have SR-22 auto insurance due to their high-risk nature.
To find out more, speak to us at Affordable Insurance in Aurora, Colorado today.