An SR22 document provides verification of financial responsibility. If you get pulled over for drinking and driving in Colorado, you will probably need to carry an SR22 for one to three years.
High-risk drivers also need SR-22 insurance. The time frame for carrying the SR22 depends on why you received a license revocation or suspension.
Even if you served jail time for a DUI or other offense, the SR22 typically takes effect when you renew your license.
How an SR22 impacts your insurance premium
An SR22 increases the risk factors used by insurers to calculate your auto insurance premium, which may increase by 15 to 40 percent. It could be difficult to find insurance, but some insurance companies do offer SR22 auto insurance so that you can continue to drive.