homeowners insurance

What is “dwelling coverage” on homeowner’s insurance?

A home insurance policy has many parts, and one important section is the “dwelling” coverage. Also known as “Coverage A,” this is the part of your policy that relates to home repair or rebuilding costs if your home is destroyed or damaged in a covered event such as fire, lightning, wind or hail.

Your dwelling coverage amount must equal the true cost of rebuilding your home in the event it’s totally destroyed. The coverage here has to account for expenses such as materials and local construction company payments.

Contact us today for more information on homeowner’s insurance and the right coverage limits for your home!

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