At Affordable Insurance, we like to help our clients out in every way possible. Here are some indispensable tips on what to do after a car accident. Just in case it ever happens to you, it is better to know, ahead of time, the best way to react and be more prepared, even when taken by surprise in an automobile accident.
Find a Safe Zone
If the car is still in motion after an accident, try to steer the vehicle to the safest spot, pulling completely off the road and out of traffic whenever possible. That way, if it is unable to move again, you, your passengers, and your car will be out of harm’s way. Turn on hazard lights to signal other drivers of the situation. For larger auto accidents, such as those with injuries or involving several vehicles, it may be best to leave vehicles where they are.
Exit the Vehicle
Once your vehicle has ceased to move, put it in park with the emergency brake on and turn the ignition off. Try to breathe slowly for a moment before taking the next step. Look around to ensure that it is safe to exit the vehicle before doing so and keep an eye on traffic at all times once you’re out of the vehicle. Put out emergency flares or cones if you have them.
Check on All Involved
Take an inventory of your passengers, the other drivers, and passengers or any pedestrians involved. If anyone states any medical needs or is visibly in need of help, call for emergency services immediately. The sooner help comes, the better.
Call the Police
If no one is injured in the accident, police may not respond by coming to the scene. If they do show up, get a police report started with an officer. Never admit blame but try to objectively recount the events of the car accident for later reference by a judge in your case. If no police arrive, go online to file a report with the DMV as soon as possible.
It is a good idea to write down as much information as you can remember after an accident occurs. Try to gather:
- Names and contact info for other drivers, passengers, pedestrians, and eyewitnesses
- Make and model of all vehicles involved
- License plate numbers
- Insurance information
- Location description (sketch a map if you can)
- Name and badge number of police officer
Also, take photos with your smartphone for later use. Photos can be invaluable in filing your claim for insurance coverage.
File a Claim
Talk to your car insurance company and file a claim. Once you provide all of the information required, your insurer will walk you through next steps.
Hopefully, you will never have to deal with what to do after a car accident. But, in order to be prepared ahead of time, take these precautions:
- Keep a safety kit inside of your vehicle including water, snacks, blankets, extra clothes, flares, safety cones, etc.
- Relevant documents should be in a convenient location, including your ID, insurance information, and vehicle registration
- Make sure that your cell phone is always charged whenever you go out on the road
Thanks for checking out these safety tips on what to do after a car accident. Of course, before you find yourself in a tough situation, come see the team at Affordable Insurance for proper coverage for you and your vehicle. We’ll find the right fit for your budget and needs.