flood damaged cars

Will car insurance cover flood damage?

Severe flooding has been known to strike certain parts of Colorado on occasion. It badly damages vehicles and may even destroy their engines. If this happens, can you rely on an insurer to pay the bills?

Unfortunately, basic liability and collision policies normally don’t cover flood-related harm. On the other hand, comprehensive car insurance usually does pay for repairs when flooding or other severe weather damages vehicles. It also covers vandalism.

Be sure to check your policy if you have any doubts. Colorado motorists who lack comprehensive auto coverage can contact our independent agency for affordable quotes on this type of insurance.

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