Homeowner’s insurance typically covers property damage and personal injury caused by you or members of your household. If a guest is hurt due to the condition of the property, you could be sued for negligence. Personal liability is the part of your homeowner’s insurance that covers damages for bodily injury or property damage.
Your homeowner’s insurance probably also covers medical payments. This pays the medical costs of someone hurt on the property due to its condition or by a pet. It doesn’t pay for injuries to those living in the home. Contact Affordable Insurance today to discuss your home and auto insurance needs.