Does motorcycle insurance cover theft?

Does motorcycle insurance cover theft? This is a popular question asked by many motorcyclists. A direct answer to this question is YES: motorcycle insurance covers theft. However, it depends on the policy that you have chosen. Most comprehensive insurance policies usually cover motorcycle theft regardless of where the robbery happened. Additionally, a comprehensive plan also…

Why you want a certificate of insurance

A certificate of insurance is proof of liability coverage that is provided for a certificate holder. This is created by your insurance company or agent and it will list your basic liability limits. The certificate holder is often a leasing company or landlord. They require this certificate because if you don’t have the right insurance…

How Much Insurance Coverage Do I Need?

Knowing how much coverage you need for insurance of any type is key to recovering after an accident. Whether home or auto, you will need coverage that will enable you to not only replace your insured items but to help get back on your feet as well. Unexpected expenses such as work time lost due…

Home window safety tips

Fall is fast approaching, and as the temperature gets colder, you may be tempted to open some windows in your home. Still, you want to remain safe, so please read over the following tips: • Make sure furniture is away from open windows, to prevent children and pets from climbing. • Try only to leave…

Does auto insurance cover headlights?

Headlights can cost a substantial amount of cash to replace, especially if they’re high-end HID or LED units. An auto insurer might pay the bill under certain circumstances: If a car accident destroys one or both lights and you have collision coverage, you can make a claim. The expense must exceed your deductible. When a…

Managing your insurance: can you change your payment schedule?

You need reliable insurance – it’s a must. But you need to carefully consider your payment options, especially if you are having trouble keeping up with your payments or have an irregular flow of income. In these circumstances, changing when you pay could make the difference between paying on time or being late and chancing…

Finding auto-insurance for high-risk drivers

It can be extremely difficult and very expensive to find auto insurance if you are seen as a high-risk driver. This category includes a range of factors such as SR22 situations (also sometimes known as a ‘certificate of insurance’ or a ‘financial responsibility filing’); or after DUIs; license suspensions; accidents; and from receiving either multiple…

Why comprehensive motorcycle insurance is the right way to go

Insurance requirements in the state of Colorado will protect you and your bike in the event of collision, damage, or theft. However, it can sometimes be difficult to calculate exactly how much coverage you need. When you opt for a comprehensive motorcycle policy, you are protecting yourself, your bike, and any passengers that ride with…

Three ways to save money on home insurance

Many homeowners don’t realize that they can save money on their insurance premiums through a variety of special discounts. They only need to make a few home and policy changes to take advantage of these discounts. Consider the following ways to save money: – Safety additions: Any type of security improvements that reduce the risk…