What are the motorcycle insurance requirements in Colorado?

Colorado is a motorcycle rider’s paradise. Our beautiful state features expansive open roads and stunning natural beauty including four National Parks. One can spend a lifetime riding through Colorado’s vast landscape. And our motorcycle insurance laws aim to protect you and other riders as you blaze new trails. This focus on safety and responsibility is…

3 tips for choosing auto insurance

Choosing auto insurance can be an overwhelming task given the number of available options out there today. First, decide between limited and full tort coverage, which essentially means you’re deciding how much can be financially recovered after an accident. Second, while minimum coverage limits certainly are the more affordable options, their usefulness can be narrow…

Will Homeowner’s Insurance Pay if I Get Hurt at Home?

Homeowner’s insurance typically covers property damage and personal injury caused by you or members of your household. If a guest is hurt due to the condition of the property, you could be sued for negligence. Personal liability is the part of your homeowner’s insurance that covers damages for bodily injury or property damage. Your homeowner’s…

Will car insurance cover flood damage?

Severe flooding has been known to strike certain parts of Colorado on occasion. It badly damages vehicles and may even destroy their engines. If this happens, can you rely on an insurer to pay the bills? Unfortunately, basic liability and collision policies normally don’t cover flood-related harm. On the other hand, comprehensive car insurance usually…

Do you need auto insurance to test-drive a car?

When you test-drive a car in Colorado, don’t forget that it can be somewhat more risky to operate an unfamiliar vehicle. An accident could occur at any moment, so adequate insurance is crucial. The dealership or private seller’s policy will probably cover you. On the other hand, you need separate insurance if you sign a…

Understanding the Point System and Penalties For Driving Laws in Colorado

Before you get behind the wheel of a car or the handlebars of a motorcycle, it’s essential you become familiar with Colorado’s Point System. Affordable Insurance in Aurora, Colorado has everything you need to know about the penalties associated with violating Colorado traffic laws and how they may be applied to you. Every driver in…

Eight tips to help you find cheap auto insurance in Denver

It can be tricky to find cheap auto insurance, but our experts have compiled eight useful tips to help you save money. 1. Consider bundling your insurance policies to possibly save $100 per year. 2. Teen drivers and new drivers often pay higher rates because they lack experience, but rates should drop by 7.7% when…

Is my car rental covered by my auto insurance policy?

Car rental insurance depends on several factors. The details of your policy. Not all policies cover rental cars, although many do. The purpose of the rental. Very few policies cover rentals for business purposes. Location of rental. Out of state and international travel may not be covered. Insurance needs. Even policies with rental car provisions…

Need High-Risk or SR-22 Auto Insurance?

Every state requires some sort of liability-based car insurance; however, due to past history, some drivers can’t even acquire the bare minimum and need what is known as high-risk auto insurance. Teenagers, generally considered reckless, and older drivers, who have slower reflexes and worsening eyesight, are both serious contenders for considering high-risk auto insurance. If…