How long do you need SR22 insurance in Colorado?

An SR22 document provides verification of financial responsibility. If you get pulled over for drinking and driving in Colorado, you will probably need to carry an SR22 for one to three years. High-risk drivers also need SR-22 insurance. The time frame for carrying the SR22 depends on why you received a license revocation or suspension.…

Tips for buying auto insurance for your teenager

Are you thinking of buying your teenager a car? If so, you’ll need to consider purchasing auto insurance for them. However, teenage auto insurance can be expensive since their lack of driving experience makes them high-risk drivers. Here are three tips that can help you find affordable auto insurance for your teenage driver. Don’t put…

Factors to consider when choosing your auto insurance deductible

Your auto insurance deductible plays a big role in determining your premiums. For instance, a low deductible could mean higher premiums as it shows you’re a high-risk driver. Alternatively, choosing a higher deductible may not be a wise choice as paying it each time you file a claim can strain your budget. Here are some…

Do you need insurance to rent a dumpster or moving truck?

Before a move, many people rent a roll-off dumpster to dispose of unwanted items or a truck to transport property to a storage unit or new home or office. It’s important to keep the following in mind when considering these types of rentals: – Some roll-off dumpster firms don’t make you pay for insurance. Instead,…

Auto insurance claim do’s

An auto insurance claim is a formal request made to your insurance provider to compensate for damages caused during an accident. However, many car owners don’t understand how car insurance claims work, resulting in mistakes that affect their premiums. Here are some auto insurance claims do’s that can help you stay on top of your…

Why homeowner’s insurance is so important right now

We know that times are tough at the moment – and that this could persist for a while. If money is also tight, then you may be looking at your outgoings and wondering where savings could be made. Those payments you make where you don’t see an immediate return can be an easy target. Some…

Three reasons you might find it awkward to get insurance

If you are looking for affordable insurance, whether for your car or home, it can be easy to be discouraged by some initial setbacks. These can include: Not having home insurance before, so no history Previous driving problems such as suspensions Being refused by other insurance companies It can be easy to feel defeated –…

Is it possible to get affordable SR22 auto insurance?

This is a question our team are often asked. The query can frequently be phrased as if expecting a negative outcome: ‘I don’t suppose that…’, ‘I guess you won’t be able to help but…’ With expert help, your chances of obtaining the insurance you require are better than you might initially imagine. There may be…

What is “dwelling coverage” on homeowner’s insurance?

A home insurance policy has many parts, and one important section is the “dwelling” coverage. Also known as “Coverage A,” this is the part of your policy that relates to home repair or rebuilding costs if your home is destroyed or damaged in a covered event such as fire, lightning, wind or hail. Your dwelling…